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Wednesday, 21 September 2011 08:59 |
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By: Danielle L. Sicari, Esq., Staff Writer, PR4Lawyers
Long-term disability insurance is meant to protect people who find themselves unable to work for more than twenty-six weeks. It typically replaces between 50-70% of your income if you become disabled and unable to work. The "salary" is set when the policy is purchased. You will likely want to increase the value of the plan as your compensation increases. Merely owning such an insurance policy does not guarantee that the expected benefits will be distributed, however, as insurers frequently deny seemingly valid claims. There are many questions to consider if you are thinking of filing a long-term disability claim. This article will outline very generally the types of long term disability insurance policies, and ways in which attorneys can help ensure you receive the benefits you deserve.
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Friday, 19 March 2010 08:45 |
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Eric J. Shames, Esq.
Rosaline Rosenfeld, Esq.
You have been terminated! – involuntarily and without cause. A former employee often is presented with a severance agreement in exchange for securing certain post-employment benefits. It is important to consider how a severance agreement may affect the rights and benefits of a former employee, many of which may already be contracted to during the course of the employee’s employment. For example, a non-competition agreement may have been previously executed or the former employee may be a participant in an incentive compensation plan containing a forfeiture-for-competition clause. Often, these operative documents are drafted at different times and by different attorneys who may not be aware of the existence of such prior agreements. A hodge-podge of written agreements may result in ambiguities and be open to multiple interpretations – negating the very purpose for which these documents were originally created. The intent of these documents and the very purpose for their creation is to set forth a roadmap in the event of a dispute. If such documents do not achieve their intended purpose, responsibility for ambiguities, and language that may be susceptible to more than one interpretation, lies with the drafter.
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Last Updated on Wednesday, 25 August 2010 11:32 |
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