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Monday, 19 September 2011 12:35 |
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By: John Positano, Esq., Staff Writer, PR4Lawyers
What is Social Security Disability and what can it do for me?
Federal law has long provided benefits for disabled people under laws enforced by the Social Security Administration (SSA). The laws provide coverage to help the disabled meet their health care needs and also provide money to pay everyday bills. Experienced attorneys can guide you in the complicated and often difficult process to obtain Social Security benefits.
This article seeks to provide you with an overview of disability benefits available through the Social Security Administration (including the types of disabilities that often qualify) the available programs, and the process to apply for benefits.
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Last Updated on Monday, 19 September 2011 12:36 |
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Sunday, 18 October 2009 17:04 |
 
The Social Security Act provides two benefit programs for disabled persons: Social Security Disability (SSD) and Supplemental Security Income (SSI).
Social Security Disability
Social Security Disability is available to individuals who have contributed into a Social Security account. These individuals earn “quarters of coverage” based on their contributions. To meet the required number of quarters, an individual usually must work five (5) out of the last ten (10) years. There are some allowances for younger persons who have not had the opportunity to work that long.
Supplemental Security Income
Supplemental Security Income is a need-based program for individuals who are not covered by the SSD program. These benefits are determined based on individual income and assets. The standard in determining whether an individual is disabled for this program is the same as the SSD program.
Who is “Disabled?”
To be eligible for either of the above benefits, an individual must demonstrate that he or she is “totally disabled.” This means they must prove they have a physical or mental impairment (or a combination of impairments) severe enough to prevent them from performing substantial gainful activity (any regular paying job) for at least twelve (12) consecutive months.
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Last Updated on Friday, 23 September 2011 11:25 |
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